0 . The cash flows of a project which requires an immediate investment of $80,500 is given below: Given the discount rate is 8% and the free cash flow is expected to grow at an annual rate of 3% after the fourth year. What are the NPV of the project and the year 4 terminal value? a) 56,478;156,000 b) 56,478;160,680 c) 61,627;156,000 d) 61,627;160,680