0/1 pts Question 11 Which of the following best describes the trend in the ratio of equity / assets held by commercial banks, since the 1980s? It has been generally increasing It has been generally decreasing It increased from the 1980s until 2000, and then generally decreased until the present It has been generally level at about 10% over this timeframe It decreased from the 1980s until 2000, and then increased until the present