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$ 1 0 0 0 0 0 0 initial value, 3 0 year maturity, 6 % pa interest rate while 1 0 for first 5

$1000000 initial value, 30 year maturity, 6% pa interest rate while 10 for first 5 years, then 7.2% pa while P&l for remaining 25 years, monthly payments

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