$13.$ After a successful first year, Arctic Savings and Loan had the following expenses: $$18,000$ of promotional materials $($water bottles, coffee mugs, and t$-$shirts$)$ imprinted with its company name and given to over $5,000$ customers, $$12,500$ for $100$ holiday food baskets sent to its top customers, and $$27,000$ in employee educational expenses. Given a net book income of $$900,000,$ what is Arctic$$s taxable income for the year?