1. ABC Insurance Company reported the following information on its accounting statements last year: Premiums Written SAR 315,000,000 SAR 15,000,000 Loss Adjustment Expenses Underwriting Expenses SAR 90,000,000 Premiums Earned SAR 300,000,000 Incurred Losses SAR 210,000,000 What is ABC's Loss ratio, Expense Ratio and Combined Ratio? (Write the formula without fail) (6 Marks)