1. Across: Formal estimate of the current value of property. 2. Across: Schedule of loan payments showing amounts paid to interest and to loan payoff. 3. Across: Mortgage contracts created with interest rates that can vary over time as conditions and other related interest rates in the market change. 4. Across: A long-term loan used in the purchase of, and collateralized by real property. 5. Across: Account set up for the deposit of money, usually with a financial institution, used for the payment of property taxes and homeowner's insurance. 1. Down: Prepaid interest used to lower the interest rate on a mortgage. 2. Down: Money paid to indicate good faith on an offer to buy a home. 3. Down: Costs paid at the time of the completion of a home purchase transaction. 4. Down: Insurance required at the time of closing to protect buyers of real estate. 5. Down: A mortgage created in a way that allows a homeowner to remain in the home while obtaining income payments from the equity in the home