1) As a student, you know that even with limited to no income, you have many options in choosing student-specific credit cards that come with perks. Which statements are true? I. Student credit cards play an important role in helping you establish credit history and a good credit score by the time you graduate which is essential in helping you obtain financing with a better interest rate for car loans, car leases and mortgages in the future. II. If you do not use your credit card responsibly, overspending on your credit card limit can have a longstanding and potential negative impact on your credit rating which can prevent you from building a solid credit score. III. If you do not use your credit card responsibly, by not paying your credit card bills on time, it can have a longstanding and potential negative impact on your credit rating which could benefit you in the future. IV. Always borrowing up to your credit limit will help with your credit score. V. Some student credit cards do not have annual fees, offer generous welcome bonus points and easy-to-meet eligibility requirements for student starter credit cards. VI. Using your credit card to take out cash from an Automatic Teller Machine (ATM) is convenient but is also cheaper than using your debit card. a) I, II, III, IV and VI b) I, III, and V c) I, II, and V