1. Calculate both SGR and IGR for both of your assigned companies (local and international). Then create a proforma income statement and Balance sheet for your local company only - by growing the company sales using the respective SGR only. Comment on the following issues: Will retain earnings be enough for the desired growth? If not, then consider a loan. If the loan taken, then check whether the loan will be sustainable or not Can the company achieve the growth without taking a loan by changing dividend policy? Keep the following points in mind in calculation: Use FY 2020 info as current year (31/12/20) Increase depreciation Interest expense will not change The current D/E is optimum All assets will grow Among liabilities, only accounts payable will grow (if they have any) Equity will not change Source of Data: Use investing.com> search your company> Financials