1. Dewayne purchases a Nissan for $23.700. He puts a down payment of 10% of the purchase price and wishes to finance the rest. The dealer's finance department provides the following Tinance options: A 3-year loan with 1.9% APR financing or A 5-year loan with 7.2570 mancing. Find the monthly payment on the amount financed for both options. Also tell me which finance option you would choose. Explain and justify your answer. Use the formula or TVM solver method