1- Find the present value of 10000 in 5 years time if the discount rate is 12% compounded mounthly. 2- Project B has an initial cost of 20000 and is guaranteed to produce a return of 30000 in 4 years time find the Internal rate of return of the project. 3- Find the AER ( annual equivalent rate ) of the deposit if the nominal rate is 8.5% compounded quarterly