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1. In New York City, 50 bakeries agreed to raise the retail price of bread. All the association's members printed the new price on their

1. In New York City, 50 bakeries agreed to raise the retail price of bread. All the association's members printed the new price on their bread sleeves. Are the bakeries in violation of the antitrust laws?

2. What is the Truth in Lending Act? How does APR work?

3. Who is protected from discrimination under the Equal Credit Opportunity Act?

Provide references.

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