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1. One can lower insurance premiums by doing all of the following except A. increasing the deductible. B. avoiding coinsurance. C. reducing hazards. D. practicing

1. One can lower insurance premiums by doing all of the following except

A. increasing the deductible.

B. avoiding coinsurance.

C. reducing hazards.

D. practicing loss reduction.

2. ____ is an up-front, one-time cost of home ownership.

A. The down payment

B. Closing costs

C. Property taxes

D. Insurance

E. a and b

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