(1 point) Mr. Smith bought a $ 210000 house 9 years ago. The house is now worth $ 294000. Originally, the house was financed by paying 25% down with the rest financed through a 20-year mortgage at 10% interest. After making 108 monthly house payments, Mr. Smith is now in need of cash, and would like to refinance the house. The finance company is willing to loan 95% of the current value of the house amortized over 20 years at 4% interest. How much cash will the owner receive after paying the balance of the original loan? Amount of cash obtained = $ If he uses all of the available cash for something other than investing in his home, by how much will his monthly payment increase? Increase in monthly payment = $