1. Regarding biases: a. Financial planners should use our knowledge of biases to present options in a way that is more likely to be seen as positive. b. Financial planners should use our knowledge of biases to avoid distorting information in a way that is more likely to be seen as positive or negative. c. Financial planners should eliminate all biases.

d. Financial planners should educate clients with information that might overcome biases. e. All of the other answers are correct.