1 Sam and Jan's insurer requires advisors to be mutual fund licenced to sell segregated funds. Sam just received his mutual fund licence and Jan has had hers for about a year. They often help each other by su another despite who is acting on the behalf of the insured. How will the insurer handle this situation?

a. O

Ask Jan and Sam to form a formal partnership so that they can continue working with each other.

b. O Request that Jan and Sam stop working together immediately until they have a formal agreement to share commissions and business.

c. O Use Jan's behaviour as an example of misconduct for disclosure.

d. O Approve Jan and Sam's partnership and their willingness to support each other in their businesses.