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1. Since Kent purchased a whole life policy several years ago, some questions have arisen regarding his coverage. Which policy provision should Kent review to

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1. Since Kent purchased a whole life policy several years ago, some questions have arisen regarding his coverage. Which policy provision should Kent review to clarify each of the following questions? When Kent purchased the policy, he lied about his family's health history. Kent wonders if his lie will prevent his beneficiary from collecting the face amount of the coverage. a. b. Kent became distraught when his marriage and business failed simultaneously. He is considering taking his life, but wonders if his beneficiary will be able to collect the face amount if he kills himself. c. Kent is facing a liquiditry crunch. He needs some cash, but does not want to exercise a nonforfeiture option. He wonders whether his life insurance policy can help. d. Kent would like to start a business. A friend is willing to loan him some money, but the friend requires security for the loan. Kent wonders if the life insurance policy can be used to secure the loan. Kent just discovered that his premium was due two weeks ago. He wonders if the coverage is still in force. e. 511 5 9 1. Since Kent purchased a whole life policy several years ago, some questions have arisen regarding his coverage. Which policy provision should Kent review to clarify each of the following questions? When Kent purchased the policy, he lied about his family's health history. Kent wonders if his lie will prevent his beneficiary from collecting the face amount of the coverage. a. b. Kent became distraught when his marriage and business failed simultaneously. He is considering taking his life, but wonders if his beneficiary will be able to collect the face amount if he kills himself. c. Kent is facing a liquiditry crunch. He needs some cash, but does not want to exercise a nonforfeiture option. He wonders whether his life insurance policy can help. d. Kent would like to start a business. A friend is willing to loan him some money, but the friend requires security for the loan. Kent wonders if the life insurance policy can be used to secure the loan. Kent just discovered that his premium was due two weeks ago. He wonders if the coverage is still in force. e. 511 5 9

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