1. Some people think that profit maximization should be the goal of finance, where some other students seems Wealth maximization must be the goal of finance. What is your opinion on that? List out 5 benefits of both the goals and make your decision.

 2. List out 7 financial institutions for both the money market and capital market in Malaysia. 

3. Can you illustrate the process of Initial Public Offerings? How and where people will give money to buy the IPO shares and how they can get refund of they money if they do not get the share in the lottery