1) The Dime Bank is required by federal banking regulators to maintain an adequate level of liquid assets. Liquid assets can be sold on short notice without affecting the market price of the assets.

TRUE OR FALSE?

2) Generally, the interest rate on the commercial real estate loans originated by Dime Community Bancshares is equal to the 5-year Federal Home Loan Bank of New York advance rate.

TRUE OR FALSE?

3) Base your answer on FDIC data for (Use data for period ending December 31st)

Bank of America, National Association 100 N Tryon St Charlotte, NC 28202 FDIC Certificate #: 3510 If we measure the strength of a bank by its capital to asset ratio then Bank of America was in a stronger capital position in December of 2007 than December of 2019.

TRUE OR FALSE?