1. Tim and Tracy Bell started an extermination business. They incorporated the business. Tim and Tracy apply the pesticides. When they work with insecticide, they wear gloves, goggles, and a mask over their mouth and nose. They bought insurance on the storage shed where they keep their supplies and equipment. The insurance on the shed includes a $500 deductible. For "outdoor" applications, Tim and Tracy will not spray pesticide if the wind speed is more than 15 miles per hour for fear the pesticide will drift outside the treatment area and hurt people or pets. From and Tim and Tracy's perspective, which risk treatment measure (retention, transfer, risk control, or avoidance) do each of the following illustrate? (half-point each) a. Incorporating the business, rather than operating as a proprietorship. b. Not spraying pesticide when the wind speed is more than 15 miles per hour (be specific). c. Wearing gloves, goggles and masks when working with the pesticide. d. The $500 deductible in the physical damage insurance coverage