1. To expand your business selling collectibles on the Internet, you need a loan of $5,000. Your banker loans you the money at a 12% annual interest rate, which you agree to pay back in three equal monthly installments of $1,700.12. (a) Construct an amortization schedule for this loan (b) If the outstanding principal is not exactly $0 after the last payment, how will you modify the respective row in order to zeroize the outstanding balance?