1. Wendy visits a medical specialist who is a member of her insurance network. The usual and customary cost of the procedure is $1,000, but the in-network price for the procedure is $400. Wendy has an unpaid deductible of $300. The co-insurance reimbursement rate is 80/20 for in- network services and 50/50 for out-of-network services. How much will Wendy pay out-of-pocket (including the deductible) for the procedure if she goes in-network? If she goes out-of-network? FA EL