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1. What do you think about states mandating auto insurance policies? Do you think the minimum required coverage is adequate? Explain. 2. Does forcing everyone

1. What do you think about states mandating auto insurance policies? Do you think the minimum required coverage is adequate? Explain.

2. Does forcing everyone to have auto insurance create moral hazard by incentivising people to sue one another? Explain.

3. What are some ways to determine the amount of liability coverage a client should have on auto and homeowners policies?

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