1. You need to include the weighted average Beta of your portfolio, the standard deviation of the portfolio, a description of your trades, explain why you decided to buy those stocks and how did they perform, and if your portfolio was diversified.

Investment Portfolio

Over the course of the past 3 months of this semester our class has done a project on investing in the stock market. We have used the website, howthemarketworks.com to make trades and we were given a budget of $100,00. I decided to make seven trades to try to make some money and get a feeling for how the stock market works. I invested in some companies with low risk to progressively make money with. I also tried some other companies that were much more volatile in the attempt to make a lot of money in a short period of time. This is what my portfolio looks like and the Beta of each company and what percent each stock took in my portfolio.

Company	Percent of portfolio	Beta
HDFC Bank Limited HDB	16.89%	0.75
NIO Inc. NIO	44.03%	2.42
Apple Inc. AAPL	3.74%	1.18
Arch Capital Group Ltd. ACGL	2.53%	0.84
Amazon.com Inc. AMZN	19.66%	1.12
Tesla Inc. TSLA	11.48%	2.08
Lucid Group Inc. LCID	1.67%	0.31

Weighted average of beta and standard deviation

Beta	Standard Deviation
1.05	7.3%

As you can see my Portfolio was doing very well in the beginning of the semester, It was doing better than the S&P 500 in fact during the first month and a half. It peeked at a higher return than the S&P 500 in April of 2022 but ended up meeting the same fate and dropping very far in value. Earlier on in the semester I had invested in Apple, Arch Capital Group, Amazon, Tesla, and Lucid Group. These are companies I hold stock in myself in my own portfolio and I invest in them because I know their history of return is reliable. I chose Amazon, Tesla, and Apple because those are some big companies that are reliable. Arch Capital Group is an insurance company that I have been following for the past year and a half and it has brought me good gains during that time. At least at the time I invested in them for this game they had. Lucid Group is an electric car company on the rise, and they have had some ups and downs and they were making good gains a few months ago. Towards the end of the semester, I invested in HDFC Bank because I have been doing research on it and I saw that it had some good upside, and it is a reliable stock with a low beta. With about 2 weeks left in the semester I invested about half as much as I had already invested in NIO. They are a Chinese multinational automobile company specializing in electric vehicles. I invested in them because I saw an article that they could be revolutionizing the way they produce their vehicles and make the process more streamlined. This is a very risky company that I was trying to make a lot of money on in a short amount of time by putting a lot of money into them. They, of course, were the ones to end up losing me the most money on any stock I had before. NIO and Amazon were two companies that lost me a lot of money with NIO going down 21.49% and costing me 4,570 dollars while amazon went down 19.98 percent and lost me 1,861 dollars. These two were two of my highest betas so the risk I took on these companies did not turn out the way I had anticipated. NIOs beta is 2.42 which is very high and why I tried to invest a lot of them to make a lot of money on them in a short period of time. Teslas beta is also very high, but it did not go down as much, only going down 4.27%. This lost me only 194 dollars because I did not put a lot into Tesla. Lucid Group has the lowest beta in my portfolio at 0.31 but ended up being my biggest loss at 36 percent which is astounding. Luckily, I caught this in my own portfolio and got out once I had lost 15 percent but I did not make the sell in this website. My lowest loss was from HDFC Bank which only dropped about 1 percent in the few weeks I have held it. When we started this project, I was making a lot of gains but once the FED starting hiking interest rates and the war in Ukraine started the market has gone into a very fast decline. For the first quarter of 2022, all major stock benchmarks saw their biggest quarterly losses in two years, ranging from a 4.6% decline for the S&P 500 to as much as 9% for the Nasdaq Composite. (Jackson). This explains a lot as to why my portfolio did so bad this semester and what is going on with the market. This could prove very bad for the economy because it could mean further losses later in the year. I also could have invested more money into my portfolio as well, dealing with fake money gives me the freedom to invest in whatever I want to at any price. At this time, I do not believe it is good to invest in just shares of stock, but if you can make some calls and put options right, I think that could be very profitable. For one, timing the market is extremely difficult. In theory, it may make sense to pull your money out just before stock prices fall, then reinvest when prices are at rock bottom. But because the market is often unpredictable, it's nearly impossible to know exactly when to sell (Brockman). This is good advice for the current state of the economy because as of right now the economy continues to fall. Right now, the market is even more volatile and risky than usual so you have to be very careful about what you put your money into. I only invested 37,000 dollars from my budget which I could have certainly invested more. This project has taught me how volatile the market is and what can happen in such a short amount of time. It has also taught me to stay caught up with the news because worldly news like wars can affect the market very much in a way I did not know before.