10. (10 points) You buy a refrigerator for $800 but you don't have to make the payment until next year (that is, one year later). The opportunity cost of money is 3%. What price are you paying for the refrigerator in present dollars? You can defer payment on the refrigerator for an additional year. What is the equivalent current price of the refrigerator? If interest rates were 20% and you can pay for the refrigerator in two years, what is the equivalent current price