10. How much will have to be deposited monthly in an investment earning 5 percent for 10 years to accumulate $20,000? 11. What will $527 accumulate to in 15 years at 12 percent interest compounded monthly? 12. If $15,000 is invested today earning 8 percent annual interest that is compounded monthly, what is the investment worth at the end of five years and eight months? Discounting a Single Future Amount to a Present Value 13. You are thinking about buying of a 5 acre tract of land that you anticipate selling for $1,300,000 three years from now. What would you pay today for this property to achieve a 10 percent annual yield