100 140 1000 papers nine months) One-year time deposits Total Two-year time deposits $1,000 Total Total one-year rate-sensitive assets is $500 million A True B False 15-19 Total one-year rate-sensitive Liabilities is $550 million True B False 16-19 The cumulative one-year repricing gap (CGAP) for the bank is 50 million A True B False 17-19 The bank faces refinancing risk. A True B False 18-19 The gap ratio is 0.05% A True B False 19-19 Suppose that interest rates decrease by 3 percent on both RSAs and RSLs. The expected annual change in net interest income of the bank is 1.5 million A True B False 20 The central bank can stimulate the economy by increasing the interest rates A True B False 100 140 1000 papers nine months) One-year time deposits Total Two-year time deposits $1,000 Total Total one-year rate-sensitive assets is $500 million A True B False 15-19 Total one-year rate-sensitive Liabilities is $550 million True B False 16-19 The cumulative one-year repricing gap (CGAP) for the bank is 50 million A True B False 17-19 The bank faces refinancing risk. A True B False 18-19 The gap ratio is 0.05% A True B False 19-19 Suppose that interest rates decrease by 3 percent on both RSAs and RSLs. The expected annual change in net interest income of the bank is 1.5 million A True B False 20 The central bank can stimulate the economy by increasing the interest rates A True B False