12. Calculate the following questions.

A. present value of $50,000 to be received at the end of 10 years, assuming 6 percent interest.

B. future value of an annuity due of $15,000 per year for 25 years at 4 percent interest.

C. present value of an ordinary annuity of $30,000 per year for 30 years at 5.5 interest.

D. present value of an annuity due of $35,000 per year for 22 years at 5 percent interest.

E. future value of $150,000 to be grown by the end of 20 years, assuming 8 percent interest.

F. future value of ordinary annuity of $50,000 per year for 25 years at 7 percent interest.

13. Assuming an interest rate of 6.5 percent, and using 2017 CSO mortality table, calculate the present value of expected claim costs for a one-year term policy with a $750,000 death benefit for a 55-year-old male.