13. Islamic banks, when providing finance to their clients based on profit and loss sharing contracts (Mudaraba and Musharaka contracts), face a sever agency problem. 1- Explain the agency problem associated with both Mudaraba and Musharaka financing. 2- When would the agency problem be more sever on the Islamic bank: with Mudaraba financing or Musharaka Financing? Why? (4 Points) Enter your