13. Which of the following can be considered as a best practice with respect to credit cards? A. set up automatic payment to pay the bill in full five-to-seven days before the due date each month B. choose the credit card with the highest interest rate and only pay that card's minimum payment monthly. C. take out cash advances from credit cards to pay for bills or outstanding student loans. D. when your credit card balance is approaching the credit limit, contact credit card companies to negotiate a higher credit limit