18 1 point All of the following statements regarding Social Security beneficiaries are correct EXCEPT monthly benefits can be paid to a disabled insured worker under age 65 benefits can be paid to the dependent parents (age 59 or over) of a deceased insured worker benefits can be paid to the divorced spouse of a retired or disabled worker entitled to benefits if age 62 or over and married to the worker for at least 10 years benefits can be paid to the surviving spouse (including a surviving divorced spouse) of a deceased insured worker if the widow(er) is age 60 or over 19 1 point All of the following statements regarding Medicare are correct EXCEPT a spouse can qualify for Medicare Part A at age 65 based on the other spouse's work record Oa worker who begins receiving retirement benefits before turning age must file a separate application for Medicare at age 65 Medicare supplemental insurance (Medigap) policies help pay Medicare's coinsurance amounts and deductibles, as well as other out-of-pocket expenses for health care O a person should enroll in Medicare Part even if he continues to working 20 1 point For people with substantial income in addition to their Social Security benefits, up to 85% of their annual benefits may be subject to federal income tax. True OO False