19. A well-educated and trained employee is guaranteed job security in the corporate setting. Therefore, he or she need not worry about keeping marketable in the job market. True or False

20. Education and specialized skills required for a job are important determinants of the income potential associated with that job. True or False

22. Taxes are important consideration in most of the financial decisions that you will make. True or False

23. Liquid assets allow you to cover unforeseen expenses without having to compromise your long-term investments. True or False

25. A balloon loan calls for repayment of both interest and principal at regular intervals, with the payment levels set so that the loan expires at a preset date. True or False