19. Currently, Hendri Publishing's tax rate is 26%, its beta is 0.97, and it uses no debt. However, the CFO is considering moving to a capital structure with 30% debt and the remainder equity. If the risk-free rate is 3% and the market risk premium is 5%, what would be the new levered beta (rounded to two decimal places, e.g., 1.23) used to estimate the firm's cost of equity