19. Which endorsement indicates the name of the company or the person to whom the check is to be paid?

a. blank endorsement

b. full endorsement

c. restrictive endorsement

d. special endorsement

22. In a worksheet, the debit and credit columns listed in the Balance Sheet and Income Statement area:

a. do not have debits equal credits, and the difference is the net income or net loss

b. prove that debits equal credits

c. prove the balance in owner's equity

d. are formal financial statements