1a. Commercial general liability coverage differs between occurrence and claims-made based policies. Describe each form of coverage. In your answer, explain the rationale for the development of the claims made form of coverage.

1b. Commercial general liability coverage differs between occurrence and claims-made based policies. Describe each form of coverage. In your answer, explain the rationale for the development of the claims made form of coverage.

1c. Distinguish between Excess Liability and Umbrella Liability coverage as it applies to Commercial Liability Insurance. In your answer, provide a basic example of each type.