1a) Defined benefit plans:

a- are still widely available.

b-guarantee payments to retirees for life.

c-increase a retiree's need to save outside of the plan.

d-are plans most people can rely on without worry.

1b) A defined benefit plan is

a. no longer available to employees.

b. typically offered to only younger workers.

c. a pension plan.

d. a defined contribution plan.