1)Marc is 24 years old and has always had a poor credit score as he regularly misses payments and carries a heavy debt load. After having taken a financial planning course, he is looking to turn things around, but is wondering how long a poor credit history would appear on his credit report?

a)5 years

b)6 years

c)3 to 7 years

d)3 to 10 years

e)6 to 7 years