1.What are the responsabilities of the morgage brokers to borrowers? To lenders? To investor? How well did they fulfill their responsabilities? Why?

2. Did some subprime lenders behave unethically? If so how ?whose interests did the subprime lenders have a responsability to represent? Did they adequately represent those interests? 3.What motivated the investment bankers to get involed in the subprime market? Did the the behave appropriately? why or why not?

4..Should borrowers ( homeowners) share in the blame? if so why?

5.what abot the investors in MBSs? what could they have have done differently?

6.what can be done to prevent future blow-ups like the one that occured in the subprime market?