2. Analyze the "expert's" responses to the following questions: Question: How early do you recommend people begin saving for retirement? Would it be too early for my 14-year-old to start saving? Expert: It's never too early. Question: For a college student, what would you suggest for a savings plan? Expert: I'd suggest deciding on a specific amount to set aside each month, then making sure you do it, no matter the temptations not to