2) CIRCLE best Answer a) True or False A decrease in volatility of interest rates and asset prices will increase the incentive for financial innovation. b) True or False The Gramm-Leach-Bliley Act of 1999 strengthened the regulatory provisions of the Glass-Steagall Act of 1933. c) True or False One example of Moral Hazard is "the reduction in market discipline experienced by financial intermediaries that goes hand-in hand with deposit insurance. d) True or False Leverage increases if the ratio of debt to asset value increases. e) True or False "Securitization" is the process whereby relatively illiquid financial assets are packaged together (increasing their liquidity) and sold to investors