2. Determine the final amount after 20 years with a 5% annual interest rate if ayou invest $10,000 in an account that earns compound interest (compounded quarterly) byou invest in an annuity where you invest $500 every 3 months over the course of 20 years compounded quarterly Discuss which option you would choose and why. Make sure to include if each situation is reasonable and other factors that may affect your decision