2 Page 3: 3 (w Page 4: 4 Page 5: Question 22 (1 point) Lara, owner of Huck's Oil Change Ltd, meets with a life insurance agent to discuss a renewal package for the group benefits plan offered to employees. Lara employs 20 individuals, all of whom are covered under the group plan. The employee turnover rate is 10%, and the insurer has rated tile group's claims experience credibility at 20%. In establishing the group's premiums under the new plan, how much weight will the insurer give to the standard manual rate for a comparable group? a) 10%. b) 20%. 5 c) 80%. Page 6: d) 90%.