22) CLOSING COST. You are closing on a house. You have "Fair" credit (650 credit score) and as a result received a 8.8% interest rate. You took out an FHA mortgage loan for $330,000 and did not put a down payment of 20%, but instead put down 6% down payment, which results in PMI of 1%. You want to reduce your total interest rate from 8.8% to 4.8% which means that you will need to pay an origination fee of 4% on the total loan amount. Other fees include \$200 loan application fee and \$650 appraisal fee, \$920 for title search and insurance fee, $1500 attorney fee. How much will it cost you, (including all the fees, 6% down payment and the PMI)