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22. Staci, age 25, is a full-time graduate student living in an off-campus college apartment some distance from her hometown. Even though she is a

22. Staci, age 25, is a full-time graduate student living in an off-campus college apartment some distance from her hometown. Even though she is a full-time student, turning 25 means she no longer qualifies as an insured under the definition in her parents' homeowners policy. Which of the following is an appropriate method of covering Staci's current property insurance needs

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