2.5 pts Joe, who knows nothing about electrical repair, did major electrical work in his home. He then sold his home to Tess for cash, knowing that his shoddy, unskilled electrical work would likely cause the home to catch on fire. After the sale, Joe renewed his homeowner insurance policy on his former house in hopes that he would collect insurance proceeds when the house caught fire. As Joe anticipated, three weeks later the house burned to the ground. Fortunately, no one was hurt, but Joe made a claim against the insurance policy for the loss of his former home. Is Joe entitled to the insurance policy proceeds for the destruction of his former home? Yes - if Joe had not allowed the policy to lapse, then Joe had simply renewed the policy. Yes- Joe had an insurance policy insuring Tess's home in the event of a loss caused by fire. O No- Joe had a duty to warn Tess that her home was in danger of catching on fire. O No- Joe did not have an insurable interest once he sold his home. O No- Based on the doctrine of in pari delicto, Joe is responsible for the bad electrical work and the resulting fire