25. Which type of insurance company is not licensed to transact insurance in Florida? a. unauthorized insurer b. admitted insurer c. domestic insurer d. alien insurer 1. Tracy is a nursing home resident. What is the setting of her care? a. communal-based b. home-based c. informal-based d. facility-based 23. What federal act eliminated estate recovery from long-term care partnership programs in a. OBRA b. HIPAA c. DRA d. TEFRA 24. A state long-term care insurance partnership policy that pays out $50,000 in benefits will shel at least what amount from Medicaid eligibility and estate recovery rules? a. $12,500 b. $25,000 c. $50,000 d. $100,000