29. Robert's daughter, Olivia, who is away at college in California, injuries another student during a "friendly" kick ball game, and the injured student intends to sue Olivia for $67,000. 30. Robert causes an accident while driving his car to the store, resulting in $115,000 in injuries to the other driver. 31. Robert is at a party at a friend's house. He's offered an expensive cigar, but gets nervous while smoking it and drops it on the friend's couch, causing $1,100 in damage. Danielle has the following personal property and liability coverages in place. No other endorsements are in place. The liability limits meet the minimum requirements of the umbrella insurer. Homeowners 3 Policy Personal Auto Policy Personal Umbrella Policy Coverage A: $250,000 Coverage A: 250/500/50 $1,000,000 limit Coverage B: $25,000 Coverage B: $5,000 $250 self-insured retention Coverage C: $125,000 Coverage C: 100/300 Coverage D: $75,000 Coverage E: $300,000 Coverage F: $1,000 Indicate whether each of the following are covered under the personal umbrella policy. If so, how much is paid out by the umbrella insurer? If not covered (partially or in full) by the umbrella policy, how much is paid out by either of the other policies and under which coverage? (4 points each)