3, (3 pts) (Cfin, 11-18) Over-the-Top Canopies (OTC) is evaluating two independent investments. Project S costs $150,000 and has an IRR qual to 12 percent, and project L costs $140000 and has an IRR equal to 10 percent. OTC's capital structure consists of 20 percent debt and 80 percent common equity, and its component costs of capital are Rdt-4%, Rs=10%, and Re=12.5%. If OTC expects to generate $230,000 in retained earnings this year, which projects should be purchased