. 3. Assume you currently have $220,000 that you are ready to invest for retirement. In addition, you plan to save $6,000 per year at the end of each year for years 1-10 $25,000 at the end of year 11 $9,000 per year at the end of each year for years 12-20 Assuming you earn 9.1% as an annual rate of return, how much will you have 20 years from today when you retire