3. Consider 2 different bonds - Bond X and Bond Y with the following characteristics: a) Calculate the current value of Bond X and Bond Y, if the market's (and your) current required annual rate of return for Bond X as well as for Bond Y is 10% ? (10 points) b) Find, which of these bonds will experience a larger change (in percentage terms) in its market price if the market's required annual rate of return decreases from current 10% to 5% ? (10 points)