3. Determine the monthly payment if the Digbys do not take the points. a. Determine the total payments on the mortgage b. Determine the amount of interest the Digby's will pay over the life of the 30-year mortgage. c. What is the total amount the Digby's will pay for the mortgage? 3 d. What is the total amount they will pay for the house? 1. The Digby's find a house selling for $360,000. They are going to make a 15% down payment and finance the rest for 30 years. The bank offers a 3.0% mortgage rate with 1.5 points or 3.3% with 0 points